Quote Originally Posted by 1inStripes View Post
Is it the insurance or the hospitals that are forcing this though because hospitals are raising costs to them. Insurance companies have to make money too. Insurance really wasn't made for how it is used today. It was really designed to support people when major things happened like stays in the hospital, or surgery. Not for checkups and etc. Its been abused for a long time. I really expect most people in 3 years to be moving toward HDHP's.
I disagree really. Maybe not originally designed to do that, but insurance companies realized that any sort of preventive care(check ups) is much more inexpensive that to pay for those major problems and saves a lot of money to either prevent them or catch it early. Insurance companies don't mind one bit covering for checkups and all if it saves them a ton of money in the long run.